Dollar-Cost-Average Strategy Tool

Should I Lump-Sum buy or Dollar-Cost-Average (DCA) my investment, and if I spread it out, over how many days? Below you can find the optimal strategy based on the phase of the 4-year cycle we are in.

Please note that the results presented are based on today's date within the 4-year cycle, assuming your investment begins today. These outcomes will dynamically evolve daily in alignment with the current phase of the 4-year cycle. If you intend to invest in the future, feel free to revisit the tool for the latest results.

Disclaimer: historic performance does not guarantee future results, not financial advice.

Let's consider the strategies:

Over X amount of days
- Equal Division of principal
Lump Sum

Best overall strategy	Optimum per cycle
2020 Cycle	2016 Cycle	2012 Cycle
2 days	38 days	3 days
#1	3 days	-0.37%	-10.53%	0%
Additional time frames
#2	2 days	0%	-10.48%	-0.7%
#3	1 day	-0.5%	-10.51%	-0.77%
#4	7 days	-1.88%	-5.33%	-4.59%
#5	4 days	-0.56%	-10.53%	-0.73%

Best overall strategy

Optimum per cycle

2020 Cycle

2016 Cycle

2012 Cycle

2 days

38 days

3 days

-0.37%

-10.53%

Additional time frames

2 days

-10.48%

-0.7%

1 day

-0.5%

-10.51%

-0.77%

7 days

-1.88%

-5.33%

-4.59%

4 days

-0.56%

-10.53%

-0.73%

	Allocate	Total allocation
Day 1	22,700.00	22,700.00
Day 2	22,700.00	45,400.00
Day 3	22,700.00	68,100.00

Allocate

Total allocation

Day 1

22,700.00

Day 2

22,700.00

45,400.00

Day 3

22,700.00

68,100.00

Dollar-Cost-Average Strategy Tool

Recommended DCA Time Frame

DCA Allocation Strategy for 3 days