Dollar-Cost-Average Strategy Tool

Should I Lump-Sum buy or Dollar-Cost-Average (DCA) my investment, and if I spread it out, over how many days? Below you can find the optimal strategy based on the phase of the 4-year cycle we are in.

Please note that the results presented are based on today's date within the 4-year cycle, assuming your investment begins today. These outcomes will dynamically evolve daily in alignment with the current phase of the 4-year cycle. If you intend to invest in the future, feel free to revisit the tool for the latest results.

Disclaimer: historic performance does not guarantee future results, not financial advice.

Let's consider the strategies:

Over X amount of days
- Equal Division of principal
Lump Sum

Recommended DCA Time Frame

Best overall strategy		Optimum per cycle
		2021 Cycle	2017 Cycle	2013 Cycle	2009 Cycle
		882 days	1 days	70 days	241 days
#1	241 days	-35.95%	-51.05%	-35.87%	0%
Additional time frames
#2	240 days	-35.96%	-50.91%	-35.64%	-0.77%
#3	242 days	-35.94%	-51.18%	-36.09%	-0.12%
#4	239 days	-35.97%	-50.76%	-35.42%	-1.54%
#5	243 days	-35.93%	-51.3%	-36.3%	-0.23%

DCA Allocation Strategy for 241 days

	Allocate	Total allocation
Day 1	436.93	436.93
Day 2	436.93	873.86
Day 3	436.93	1,310.79
Day 4	436.93	1,747.72
Day 5	436.93	2,184.65
Day 6	436.93	2,621.58
Day 7	436.93	3,058.51
Day 8	436.93	3,495.44
Day 9	436.93	3,932.37
Day 10	436.93	4,369.29
Day 11	436.93	4,806.22
Day 12	436.93	5,243.15
Day 13	436.93	5,680.08
Day 14	436.93	6,117.01
Day 15	436.93	6,553.94
Day 16	436.93	6,990.87
Day 17	436.93	7,427.80
Day 18	436.93	7,864.73
Day 19	436.93	8,301.66
Day 20	436.93	8,738.59
Day 21	436.93	9,175.52
Day 22	436.93	9,612.45
Day 23	436.93	10,049.38
Day 24	436.93	10,486.31
Day 25	436.93	10,923.24
Day 26	436.93	11,360.17
Day 27	436.93	11,797.10
Day 28	436.93	12,234.02
Day 29	436.93	12,670.95
Day 30	436.93	13,107.88
Day 31	436.93	13,544.81
Day 32	436.93	13,981.74
Day 33	436.93	14,418.67
Day 34	436.93	14,855.60
Day 35	436.93	15,292.53
Day 36	436.93	15,729.46
Day 37	436.93	16,166.39
Day 38	436.93	16,603.32
Day 39	436.93	17,040.25
Day 40	436.93	17,477.18
Day 41	436.93	17,914.11
Day 42	436.93	18,351.04
Day 43	436.93	18,787.97
Day 44	436.93	19,224.90
Day 45	436.93	19,661.83
Day 46	436.93	20,098.76
Day 47	436.93	20,535.68
Day 48	436.93	20,972.61
Day 49	436.93	21,409.54
Day 50	436.93	21,846.47
Day 51	436.93	22,283.40
Day 52	436.93	22,720.33
Day 53	436.93	23,157.26
Day 54	436.93	23,594.19
Day 55	436.93	24,031.12
Day 56	436.93	24,468.05
Day 57	436.93	24,904.98
Day 58	436.93	25,341.91
Day 59	436.93	25,778.84
Day 60	436.93	26,215.77
Day 61	436.93	26,652.70
Day 62	436.93	27,089.63
Day 63	436.93	27,526.56
Day 64	436.93	27,963.49
Day 65	436.93	28,400.41
Day 66	436.93	28,837.34
Day 67	436.93	29,274.27
Day 68	436.93	29,711.20
Day 69	436.93	30,148.13
Day 70	436.93	30,585.06
Day 71	436.93	31,021.99
Day 72	436.93	31,458.92
Day 73	436.93	31,895.85
Day 74	436.93	32,332.78
Day 75	436.93	32,769.71
Day 76	436.93	33,206.64
Day 77	436.93	33,643.57
Day 78	436.93	34,080.50
Day 79	436.93	34,517.43
Day 80	436.93	34,954.36
Day 81	436.93	35,391.29
Day 82	436.93	35,828.22
Day 83	436.93	36,265.15
Day 84	436.93	36,702.07
Day 85	436.93	37,139.00
Day 86	436.93	37,575.93
Day 87	436.93	38,012.86
Day 88	436.93	38,449.79
Day 89	436.93	38,886.72
Day 90	436.93	39,323.65
Day 91	436.93	39,760.58
Day 92	436.93	40,197.51
Day 93	436.93	40,634.44
Day 94	436.93	41,071.37
Day 95	436.93	41,508.30
Day 96	436.93	41,945.23
Day 97	436.93	42,382.16
Day 98	436.93	42,819.09
Day 99	436.93	43,256.02
Day 100	436.93	43,692.95
Day 101	436.93	44,129.88
Day 102	436.93	44,566.80
Day 103	436.93	45,003.73
Day 104	436.93	45,440.66
Day 105	436.93	45,877.59
Day 106	436.93	46,314.52
Day 107	436.93	46,751.45
Day 108	436.93	47,188.38
Day 109	436.93	47,625.31
Day 110	436.93	48,062.24
Day 111	436.93	48,499.17
Day 112	436.93	48,936.10
Day 113	436.93	49,373.03
Day 114	436.93	49,809.96
Day 115	436.93	50,246.89
Day 116	436.93	50,683.82
Day 117	436.93	51,120.75
Day 118	436.93	51,557.68
Day 119	436.93	51,994.61
Day 120	436.93	52,431.54
Day 121	436.93	52,868.46
Day 122	436.93	53,305.39
Day 123	436.93	53,742.32
Day 124	436.93	54,179.25
Day 125	436.93	54,616.18
Day 126	436.93	55,053.11
Day 127	436.93	55,490.04
Day 128	436.93	55,926.97
Day 129	436.93	56,363.90
Day 130	436.93	56,800.83
Day 131	436.93	57,237.76
Day 132	436.93	57,674.69
Day 133	436.93	58,111.62
Day 134	436.93	58,548.55
Day 135	436.93	58,985.48
Day 136	436.93	59,422.41
Day 137	436.93	59,859.34
Day 138	436.93	60,296.27
Day 139	436.93	60,733.20
Day 140	436.93	61,170.12
Day 141	436.93	61,607.05
Day 142	436.93	62,043.98
Day 143	436.93	62,480.91
Day 144	436.93	62,917.84
Day 145	436.93	63,354.77
Day 146	436.93	63,791.70
Day 147	436.93	64,228.63
Day 148	436.93	64,665.56
Day 149	436.93	65,102.49
Day 150	436.93	65,539.42
Day 151	436.93	65,976.35
Day 152	436.93	66,413.28
Day 153	436.93	66,850.21
Day 154	436.93	67,287.14
Day 155	436.93	67,724.07
Day 156	436.93	68,161.00
Day 157	436.93	68,597.93
Day 158	436.93	69,034.85
Day 159	436.93	69,471.78
Day 160	436.93	69,908.71
Day 161	436.93	70,345.64
Day 162	436.93	70,782.57
Day 163	436.93	71,219.50
Day 164	436.93	71,656.43
Day 165	436.93	72,093.36
Day 166	436.93	72,530.29
Day 167	436.93	72,967.22
Day 168	436.93	73,404.15
Day 169	436.93	73,841.08
Day 170	436.93	74,278.01
Day 171	436.93	74,714.94
Day 172	436.93	75,151.87
Day 173	436.93	75,588.80
Day 174	436.93	76,025.73
Day 175	436.93	76,462.66
Day 176	436.93	76,899.59
Day 177	436.93	77,336.51
Day 178	436.93	77,773.44
Day 179	436.93	78,210.37
Day 180	436.93	78,647.30
Day 181	436.93	79,084.23
Day 182	436.93	79,521.16
Day 183	436.93	79,958.09
Day 184	436.93	80,395.02
Day 185	436.93	80,831.95
Day 186	436.93	81,268.88
Day 187	436.93	81,705.81
Day 188	436.93	82,142.74
Day 189	436.93	82,579.67
Day 190	436.93	83,016.60
Day 191	436.93	83,453.53
Day 192	436.93	83,890.46
Day 193	436.93	84,327.39
Day 194	436.93	84,764.32
Day 195	436.93	85,201.24
Day 196	436.93	85,638.17
Day 197	436.93	86,075.10
Day 198	436.93	86,512.03
Day 199	436.93	86,948.96
Day 200	436.93	87,385.89
Day 201	436.93	87,822.82
Day 202	436.93	88,259.75
Day 203	436.93	88,696.68
Day 204	436.93	89,133.61
Day 205	436.93	89,570.54
Day 206	436.93	90,007.47
Day 207	436.93	90,444.40
Day 208	436.93	90,881.33
Day 209	436.93	91,318.26
Day 210	436.93	91,755.19
Day 211	436.93	92,192.12
Day 212	436.93	92,629.05
Day 213	436.93	93,065.98
Day 214	436.93	93,502.90
Day 215	436.93	93,939.83
Day 216	436.93	94,376.76
Day 217	436.93	94,813.69
Day 218	436.93	95,250.62
Day 219	436.93	95,687.55
Day 220	436.93	96,124.48
Day 221	436.93	96,561.41
Day 222	436.93	96,998.34
Day 223	436.93	97,435.27
Day 224	436.93	97,872.20
Day 225	436.93	98,309.13
Day 226	436.93	98,746.06
Day 227	436.93	99,182.99
Day 228	436.93	99,619.92
Day 229	436.93	100,056.85
Day 230	436.93	100,493.78
Day 231	436.93	100,930.71
Day 232	436.93	101,367.63
Day 233	436.93	101,804.56
Day 234	436.93	102,241.49
Day 235	436.93	102,678.42
Day 236	436.93	103,115.35
Day 237	436.93	103,552.28
Day 238	436.93	103,989.21
Day 239	436.93	104,426.14
Day 240	436.93	104,863.07
Day 241	436.93	105,300.00