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Dollar-Cost-Average Strategy Tool

Should I Lump-Sum buy or Dollar-Cost-Average (DCA) my investment, and if I spread it out, over how many days? Below you can find the optimal strategy based on the phase of the 4-year cycle we are in.

Please note that the results presented are based on today's date within the 4-year cycle, assuming your investment begins today. These outcomes will dynamically evolve daily in alignment with the current phase of the 4-year cycle. If you intend to invest in the future, feel free to revisit the tool for the latest results.

Disclaimer: historic performance does not guarantee future results, not financial advice.

Let's consider the strategies:
  • Over X amount of days
    - Equal Division of principal
  • Lump Sum

DCA
The optimal time frame based on the current position in the cycle to invest with a 'Equal Division' strategy is 4 days.

Recommended DCA Time Frame

Best overall strategyOptimum per cycle
2022 Cycle2018 Cycle2014 Cycle2010 Cycle
94 days175 days373 days1 days
#1
4 days-7.88%-34.79%-27.6%-1.31%
Additional time frames
#23 days-7.94%-35.36%-27.02%-1.35%
#31 day-9.05%-36.95%-26.95%0%
#42 days-8.31%-36.71%-27.03%-1.4%
#55 days-8.05%-34.49%-28.47%-3.18%

DCA Allocation Strategy for 4 days

 AllocateTotal allocation
Day 120,650.0020,650.00
Day 220,650.0041,300.00
Day 320,650.0061,950.00
Day 420,650.0082,600.00