Dollar-Cost-Average Strategy Tool

Should I Lump-Sum buy or Dollar-Cost-Average (DCA) my investment, and if I spread it out, over how many days? Below you can find the optimal strategy based on the phase of the 4-year cycle we are in.

Please note that the results presented are based on today's date within the 4-year cycle, assuming your investment begins today. These outcomes will dynamically evolve daily in alignment with the current phase of the 4-year cycle. If you intend to invest in the future, feel free to revisit the tool for the latest results.

Disclaimer: historic performance does not guarantee future results, not financial advice.

Let's consider the strategies:

Over X amount of days
- Equal Division of principal
Lump Sum

Recommended DCA Time Frame

Best overall strategy		Optimum per cycle
		2021 Cycle	2017 Cycle	2013 Cycle	2009 Cycle
		472 days	525 days	726 days	31 days
#1	564 days	-1.54%	-1.65%	-8.88%	-86.93%
Additional time frames
#2	563 days	-1.53%	-1.59%	-8.97%	-86.91%
#3	566 days	-1.55%	-1.76%	-8.71%	-86.98%
#4	567 days	-1.56%	-1.82%	-8.62%	-87%
#5	565 days	-1.54%	-1.71%	-8.79%	-86.96%

DCA Allocation Strategy for 564 days

	Allocate	Total allocation
Day 1	162.23	162.23
Day 2	162.23	324.47
Day 3	162.23	486.70
Day 4	162.23	648.94
Day 5	162.23	811.17
Day 6	162.23	973.40
Day 7	162.23	1,135.64
Day 8	162.23	1,297.87
Day 9	162.23	1,460.11
Day 10	162.23	1,622.34
Day 11	162.23	1,784.57
Day 12	162.23	1,946.81
Day 13	162.23	2,109.04
Day 14	162.23	2,271.28
Day 15	162.23	2,433.51
Day 16	162.23	2,595.74
Day 17	162.23	2,757.98
Day 18	162.23	2,920.21
Day 19	162.23	3,082.45
Day 20	162.23	3,244.68
Day 21	162.23	3,406.91
Day 22	162.23	3,569.15
Day 23	162.23	3,731.38
Day 24	162.23	3,893.62
Day 25	162.23	4,055.85
Day 26	162.23	4,218.09
Day 27	162.23	4,380.32
Day 28	162.23	4,542.55
Day 29	162.23	4,704.79
Day 30	162.23	4,867.02
Day 31	162.23	5,029.26
Day 32	162.23	5,191.49
Day 33	162.23	5,353.72
Day 34	162.23	5,515.96
Day 35	162.23	5,678.19
Day 36	162.23	5,840.43
Day 37	162.23	6,002.66
Day 38	162.23	6,164.89
Day 39	162.23	6,327.13
Day 40	162.23	6,489.36
Day 41	162.23	6,651.60
Day 42	162.23	6,813.83
Day 43	162.23	6,976.06
Day 44	162.23	7,138.30
Day 45	162.23	7,300.53
Day 46	162.23	7,462.77
Day 47	162.23	7,625.00
Day 48	162.23	7,787.23
Day 49	162.23	7,949.47
Day 50	162.23	8,111.70
Day 51	162.23	8,273.94
Day 52	162.23	8,436.17
Day 53	162.23	8,598.40
Day 54	162.23	8,760.64
Day 55	162.23	8,922.87
Day 56	162.23	9,085.11
Day 57	162.23	9,247.34
Day 58	162.23	9,409.57
Day 59	162.23	9,571.81
Day 60	162.23	9,734.04
Day 61	162.23	9,896.28
Day 62	162.23	10,058.51
Day 63	162.23	10,220.74
Day 64	162.23	10,382.98
Day 65	162.23	10,545.21
Day 66	162.23	10,707.45
Day 67	162.23	10,869.68
Day 68	162.23	11,031.91
Day 69	162.23	11,194.15
Day 70	162.23	11,356.38
Day 71	162.23	11,518.62
Day 72	162.23	11,680.85
Day 73	162.23	11,843.09
Day 74	162.23	12,005.32
Day 75	162.23	12,167.55
Day 76	162.23	12,329.79
Day 77	162.23	12,492.02
Day 78	162.23	12,654.26
Day 79	162.23	12,816.49
Day 80	162.23	12,978.72
Day 81	162.23	13,140.96
Day 82	162.23	13,303.19
Day 83	162.23	13,465.43
Day 84	162.23	13,627.66
Day 85	162.23	13,789.89
Day 86	162.23	13,952.13
Day 87	162.23	14,114.36
Day 88	162.23	14,276.60
Day 89	162.23	14,438.83
Day 90	162.23	14,601.06
Day 91	162.23	14,763.30
Day 92	162.23	14,925.53
Day 93	162.23	15,087.77
Day 94	162.23	15,250.00
Day 95	162.23	15,412.23
Day 96	162.23	15,574.47
Day 97	162.23	15,736.70
Day 98	162.23	15,898.94
Day 99	162.23	16,061.17
Day 100	162.23	16,223.40
Day 101	162.23	16,385.64
Day 102	162.23	16,547.87
Day 103	162.23	16,710.11
Day 104	162.23	16,872.34
Day 105	162.23	17,034.57
Day 106	162.23	17,196.81
Day 107	162.23	17,359.04
Day 108	162.23	17,521.28
Day 109	162.23	17,683.51
Day 110	162.23	17,845.74
Day 111	162.23	18,007.98
Day 112	162.23	18,170.21
Day 113	162.23	18,332.45
Day 114	162.23	18,494.68
Day 115	162.23	18,656.91
Day 116	162.23	18,819.15
Day 117	162.23	18,981.38
Day 118	162.23	19,143.62
Day 119	162.23	19,305.85
Day 120	162.23	19,468.09
Day 121	162.23	19,630.32
Day 122	162.23	19,792.55
Day 123	162.23	19,954.79
Day 124	162.23	20,117.02
Day 125	162.23	20,279.26
Day 126	162.23	20,441.49
Day 127	162.23	20,603.72
Day 128	162.23	20,765.96
Day 129	162.23	20,928.19
Day 130	162.23	21,090.43
Day 131	162.23	21,252.66
Day 132	162.23	21,414.89
Day 133	162.23	21,577.13
Day 134	162.23	21,739.36
Day 135	162.23	21,901.60
Day 136	162.23	22,063.83
Day 137	162.23	22,226.06
Day 138	162.23	22,388.30
Day 139	162.23	22,550.53
Day 140	162.23	22,712.77
Day 141	162.23	22,875.00
Day 142	162.23	23,037.23
Day 143	162.23	23,199.47
Day 144	162.23	23,361.70
Day 145	162.23	23,523.94
Day 146	162.23	23,686.17
Day 147	162.23	23,848.40
Day 148	162.23	24,010.64
Day 149	162.23	24,172.87
Day 150	162.23	24,335.11
Day 151	162.23	24,497.34
Day 152	162.23	24,659.57
Day 153	162.23	24,821.81
Day 154	162.23	24,984.04
Day 155	162.23	25,146.28
Day 156	162.23	25,308.51
Day 157	162.23	25,470.74
Day 158	162.23	25,632.98
Day 159	162.23	25,795.21
Day 160	162.23	25,957.45
Day 161	162.23	26,119.68
Day 162	162.23	26,281.91
Day 163	162.23	26,444.15
Day 164	162.23	26,606.38
Day 165	162.23	26,768.62
Day 166	162.23	26,930.85
Day 167	162.23	27,093.09
Day 168	162.23	27,255.32
Day 169	162.23	27,417.55
Day 170	162.23	27,579.79
Day 171	162.23	27,742.02
Day 172	162.23	27,904.26
Day 173	162.23	28,066.49
Day 174	162.23	28,228.72
Day 175	162.23	28,390.96
Day 176	162.23	28,553.19
Day 177	162.23	28,715.43
Day 178	162.23	28,877.66
Day 179	162.23	29,039.89
Day 180	162.23	29,202.13
Day 181	162.23	29,364.36
Day 182	162.23	29,526.60
Day 183	162.23	29,688.83
Day 184	162.23	29,851.06
Day 185	162.23	30,013.30
Day 186	162.23	30,175.53
Day 187	162.23	30,337.77
Day 188	162.23	30,500.00
Day 189	162.23	30,662.23
Day 190	162.23	30,824.47
Day 191	162.23	30,986.70
Day 192	162.23	31,148.94
Day 193	162.23	31,311.17
Day 194	162.23	31,473.40
Day 195	162.23	31,635.64
Day 196	162.23	31,797.87
Day 197	162.23	31,960.11
Day 198	162.23	32,122.34
Day 199	162.23	32,284.57
Day 200	162.23	32,446.81
Day 201	162.23	32,609.04
Day 202	162.23	32,771.28
Day 203	162.23	32,933.51
Day 204	162.23	33,095.74
Day 205	162.23	33,257.98
Day 206	162.23	33,420.21
Day 207	162.23	33,582.45
Day 208	162.23	33,744.68
Day 209	162.23	33,906.91
Day 210	162.23	34,069.15
Day 211	162.23	34,231.38
Day 212	162.23	34,393.62
Day 213	162.23	34,555.85
Day 214	162.23	34,718.09
Day 215	162.23	34,880.32
Day 216	162.23	35,042.55
Day 217	162.23	35,204.79
Day 218	162.23	35,367.02
Day 219	162.23	35,529.26
Day 220	162.23	35,691.49
Day 221	162.23	35,853.72
Day 222	162.23	36,015.96
Day 223	162.23	36,178.19
Day 224	162.23	36,340.43
Day 225	162.23	36,502.66
Day 226	162.23	36,664.89
Day 227	162.23	36,827.13
Day 228	162.23	36,989.36
Day 229	162.23	37,151.60
Day 230	162.23	37,313.83
Day 231	162.23	37,476.06
Day 232	162.23	37,638.30
Day 233	162.23	37,800.53
Day 234	162.23	37,962.77
Day 235	162.23	38,125.00
Day 236	162.23	38,287.23
Day 237	162.23	38,449.47
Day 238	162.23	38,611.70
Day 239	162.23	38,773.94
Day 240	162.23	38,936.17
Day 241	162.23	39,098.40
Day 242	162.23	39,260.64
Day 243	162.23	39,422.87
Day 244	162.23	39,585.11
Day 245	162.23	39,747.34
Day 246	162.23	39,909.57
Day 247	162.23	40,071.81
Day 248	162.23	40,234.04
Day 249	162.23	40,396.28
Day 250	162.23	40,558.51
Day 251	162.23	40,720.74
Day 252	162.23	40,882.98
Day 253	162.23	41,045.21
Day 254	162.23	41,207.45
Day 255	162.23	41,369.68
Day 256	162.23	41,531.91
Day 257	162.23	41,694.15
Day 258	162.23	41,856.38
Day 259	162.23	42,018.62
Day 260	162.23	42,180.85
Day 261	162.23	42,343.09
Day 262	162.23	42,505.32
Day 263	162.23	42,667.55
Day 264	162.23	42,829.79
Day 265	162.23	42,992.02
Day 266	162.23	43,154.26
Day 267	162.23	43,316.49
Day 268	162.23	43,478.72
Day 269	162.23	43,640.96
Day 270	162.23	43,803.19
Day 271	162.23	43,965.43
Day 272	162.23	44,127.66
Day 273	162.23	44,289.89
Day 274	162.23	44,452.13
Day 275	162.23	44,614.36
Day 276	162.23	44,776.60
Day 277	162.23	44,938.83
Day 278	162.23	45,101.06
Day 279	162.23	45,263.30
Day 280	162.23	45,425.53
Day 281	162.23	45,587.77
Day 282	162.23	45,750.00
Day 283	162.23	45,912.23
Day 284	162.23	46,074.47
Day 285	162.23	46,236.70
Day 286	162.23	46,398.94
Day 287	162.23	46,561.17
Day 288	162.23	46,723.40
Day 289	162.23	46,885.64
Day 290	162.23	47,047.87
Day 291	162.23	47,210.11
Day 292	162.23	47,372.34
Day 293	162.23	47,534.57
Day 294	162.23	47,696.81
Day 295	162.23	47,859.04
Day 296	162.23	48,021.28
Day 297	162.23	48,183.51
Day 298	162.23	48,345.74
Day 299	162.23	48,507.98
Day 300	162.23	48,670.21
Day 301	162.23	48,832.45
Day 302	162.23	48,994.68
Day 303	162.23	49,156.91
Day 304	162.23	49,319.15
Day 305	162.23	49,481.38
Day 306	162.23	49,643.62
Day 307	162.23	49,805.85
Day 308	162.23	49,968.09
Day 309	162.23	50,130.32
Day 310	162.23	50,292.55
Day 311	162.23	50,454.79
Day 312	162.23	50,617.02
Day 313	162.23	50,779.26
Day 314	162.23	50,941.49
Day 315	162.23	51,103.72
Day 316	162.23	51,265.96
Day 317	162.23	51,428.19
Day 318	162.23	51,590.43
Day 319	162.23	51,752.66
Day 320	162.23	51,914.89
Day 321	162.23	52,077.13
Day 322	162.23	52,239.36
Day 323	162.23	52,401.60
Day 324	162.23	52,563.83
Day 325	162.23	52,726.06
Day 326	162.23	52,888.30
Day 327	162.23	53,050.53
Day 328	162.23	53,212.77
Day 329	162.23	53,375.00
Day 330	162.23	53,537.23
Day 331	162.23	53,699.47
Day 332	162.23	53,861.70
Day 333	162.23	54,023.94
Day 334	162.23	54,186.17
Day 335	162.23	54,348.40
Day 336	162.23	54,510.64
Day 337	162.23	54,672.87
Day 338	162.23	54,835.11
Day 339	162.23	54,997.34
Day 340	162.23	55,159.57
Day 341	162.23	55,321.81
Day 342	162.23	55,484.04
Day 343	162.23	55,646.28
Day 344	162.23	55,808.51
Day 345	162.23	55,970.74
Day 346	162.23	56,132.98
Day 347	162.23	56,295.21
Day 348	162.23	56,457.45
Day 349	162.23	56,619.68
Day 350	162.23	56,781.91
Day 351	162.23	56,944.15
Day 352	162.23	57,106.38
Day 353	162.23	57,268.62
Day 354	162.23	57,430.85
Day 355	162.23	57,593.09
Day 356	162.23	57,755.32
Day 357	162.23	57,917.55
Day 358	162.23	58,079.79
Day 359	162.23	58,242.02
Day 360	162.23	58,404.26
Day 361	162.23	58,566.49
Day 362	162.23	58,728.72
Day 363	162.23	58,890.96
Day 364	162.23	59,053.19
Day 365	162.23	59,215.43
Day 366	162.23	59,377.66
Day 367	162.23	59,539.89
Day 368	162.23	59,702.13
Day 369	162.23	59,864.36
Day 370	162.23	60,026.60
Day 371	162.23	60,188.83
Day 372	162.23	60,351.06
Day 373	162.23	60,513.30
Day 374	162.23	60,675.53
Day 375	162.23	60,837.77
Day 376	162.23	61,000.00
Day 377	162.23	61,162.23
Day 378	162.23	61,324.47
Day 379	162.23	61,486.70
Day 380	162.23	61,648.94
Day 381	162.23	61,811.17
Day 382	162.23	61,973.40
Day 383	162.23	62,135.64
Day 384	162.23	62,297.87
Day 385	162.23	62,460.11
Day 386	162.23	62,622.34
Day 387	162.23	62,784.57
Day 388	162.23	62,946.81
Day 389	162.23	63,109.04
Day 390	162.23	63,271.28
Day 391	162.23	63,433.51
Day 392	162.23	63,595.74
Day 393	162.23	63,757.98
Day 394	162.23	63,920.21
Day 395	162.23	64,082.45
Day 396	162.23	64,244.68
Day 397	162.23	64,406.91
Day 398	162.23	64,569.15
Day 399	162.23	64,731.38
Day 400	162.23	64,893.62
Day 401	162.23	65,055.85
Day 402	162.23	65,218.09
Day 403	162.23	65,380.32
Day 404	162.23	65,542.55
Day 405	162.23	65,704.79
Day 406	162.23	65,867.02
Day 407	162.23	66,029.26
Day 408	162.23	66,191.49
Day 409	162.23	66,353.72
Day 410	162.23	66,515.96
Day 411	162.23	66,678.19
Day 412	162.23	66,840.43
Day 413	162.23	67,002.66
Day 414	162.23	67,164.89
Day 415	162.23	67,327.13
Day 416	162.23	67,489.36
Day 417	162.23	67,651.60
Day 418	162.23	67,813.83
Day 419	162.23	67,976.06
Day 420	162.23	68,138.30
Day 421	162.23	68,300.53
Day 422	162.23	68,462.77
Day 423	162.23	68,625.00
Day 424	162.23	68,787.23
Day 425	162.23	68,949.47
Day 426	162.23	69,111.70
Day 427	162.23	69,273.94
Day 428	162.23	69,436.17
Day 429	162.23	69,598.40
Day 430	162.23	69,760.64
Day 431	162.23	69,922.87
Day 432	162.23	70,085.11
Day 433	162.23	70,247.34
Day 434	162.23	70,409.57
Day 435	162.23	70,571.81
Day 436	162.23	70,734.04
Day 437	162.23	70,896.28
Day 438	162.23	71,058.51
Day 439	162.23	71,220.74
Day 440	162.23	71,382.98
Day 441	162.23	71,545.21
Day 442	162.23	71,707.45
Day 443	162.23	71,869.68
Day 444	162.23	72,031.91
Day 445	162.23	72,194.15
Day 446	162.23	72,356.38
Day 447	162.23	72,518.62
Day 448	162.23	72,680.85
Day 449	162.23	72,843.09
Day 450	162.23	73,005.32
Day 451	162.23	73,167.55
Day 452	162.23	73,329.79
Day 453	162.23	73,492.02
Day 454	162.23	73,654.26
Day 455	162.23	73,816.49
Day 456	162.23	73,978.72
Day 457	162.23	74,140.96
Day 458	162.23	74,303.19
Day 459	162.23	74,465.43
Day 460	162.23	74,627.66
Day 461	162.23	74,789.89
Day 462	162.23	74,952.13
Day 463	162.23	75,114.36
Day 464	162.23	75,276.60
Day 465	162.23	75,438.83
Day 466	162.23	75,601.06
Day 467	162.23	75,763.30
Day 468	162.23	75,925.53
Day 469	162.23	76,087.77
Day 470	162.23	76,250.00
Day 471	162.23	76,412.23
Day 472	162.23	76,574.47
Day 473	162.23	76,736.70
Day 474	162.23	76,898.94
Day 475	162.23	77,061.17
Day 476	162.23	77,223.40
Day 477	162.23	77,385.64
Day 478	162.23	77,547.87
Day 479	162.23	77,710.11
Day 480	162.23	77,872.34
Day 481	162.23	78,034.57
Day 482	162.23	78,196.81
Day 483	162.23	78,359.04
Day 484	162.23	78,521.28
Day 485	162.23	78,683.51
Day 486	162.23	78,845.74
Day 487	162.23	79,007.98
Day 488	162.23	79,170.21
Day 489	162.23	79,332.45
Day 490	162.23	79,494.68
Day 491	162.23	79,656.91
Day 492	162.23	79,819.15
Day 493	162.23	79,981.38
Day 494	162.23	80,143.62
Day 495	162.23	80,305.85
Day 496	162.23	80,468.09
Day 497	162.23	80,630.32
Day 498	162.23	80,792.55
Day 499	162.23	80,954.79
Day 500	162.23	81,117.02
Day 501	162.23	81,279.26
Day 502	162.23	81,441.49
Day 503	162.23	81,603.72
Day 504	162.23	81,765.96
Day 505	162.23	81,928.19
Day 506	162.23	82,090.43
Day 507	162.23	82,252.66
Day 508	162.23	82,414.89
Day 509	162.23	82,577.13
Day 510	162.23	82,739.36
Day 511	162.23	82,901.60
Day 512	162.23	83,063.83
Day 513	162.23	83,226.06
Day 514	162.23	83,388.30
Day 515	162.23	83,550.53
Day 516	162.23	83,712.77
Day 517	162.23	83,875.00
Day 518	162.23	84,037.23
Day 519	162.23	84,199.47
Day 520	162.23	84,361.70
Day 521	162.23	84,523.94
Day 522	162.23	84,686.17
Day 523	162.23	84,848.40
Day 524	162.23	85,010.64
Day 525	162.23	85,172.87
Day 526	162.23	85,335.11
Day 527	162.23	85,497.34
Day 528	162.23	85,659.57
Day 529	162.23	85,821.81
Day 530	162.23	85,984.04
Day 531	162.23	86,146.28
Day 532	162.23	86,308.51
Day 533	162.23	86,470.74
Day 534	162.23	86,632.98
Day 535	162.23	86,795.21
Day 536	162.23	86,957.45
Day 537	162.23	87,119.68
Day 538	162.23	87,281.91
Day 539	162.23	87,444.15
Day 540	162.23	87,606.38
Day 541	162.23	87,768.62
Day 542	162.23	87,930.85
Day 543	162.23	88,093.09
Day 544	162.23	88,255.32
Day 545	162.23	88,417.55
Day 546	162.23	88,579.79
Day 547	162.23	88,742.02
Day 548	162.23	88,904.26
Day 549	162.23	89,066.49
Day 550	162.23	89,228.72
Day 551	162.23	89,390.96
Day 552	162.23	89,553.19
Day 553	162.23	89,715.43
Day 554	162.23	89,877.66
Day 555	162.23	90,039.89
Day 556	162.23	90,202.13
Day 557	162.23	90,364.36
Day 558	162.23	90,526.60
Day 559	162.23	90,688.83
Day 560	162.23	90,851.06
Day 561	162.23	91,013.30
Day 562	162.23	91,175.53
Day 563	162.23	91,337.77
Day 564	162.23	91,500.00