Dollar-Cost-Average Strategy Tool

Should I Lump-Sum buy or Dollar-Cost-Average (DCA) my investment, and if I spread it out, over how many days? Below you can find the optimal strategy based on the phase of the 4-year cycle we are in.

Please note that the results presented are based on today's date within the 4-year cycle, assuming your investment begins today. These outcomes will dynamically evolve daily in alignment with the current phase of the 4-year cycle. If you intend to invest in the future, feel free to revisit the tool for the latest results.

Disclaimer: historic performance does not guarantee future results, not financial advice.

Let's consider the strategies:

Over X amount of days
- Equal Division of principal
Lump Sum

Recommended DCA Time Frame

Best overall strategy		Optimum per cycle
		2022 Cycle	2018 Cycle	2014 Cycle	2010 Cycle
		151 days	231 days	436 days	54 days
#1	187 days	-3.23%	-3.91%	-16.58%	-51.71%
Additional time frames
#2	188 days	-3.34%	-3.76%	-16.41%	-51.93%
#3	186 days	-3.13%	-4.08%	-16.76%	-51.48%
#4	185 days	-3.02%	-4.25%	-16.96%	-51.25%
#5	189 days	-3.45%	-3.65%	-16.23%	-52.15%

DCA Allocation Strategy for 187 days

	Allocate	Total allocation
Day 1	335.83	335.83
Day 2	335.83	671.66
Day 3	335.83	1,007.49
Day 4	335.83	1,343.32
Day 5	335.83	1,679.14
Day 6	335.83	2,014.97
Day 7	335.83	2,350.80
Day 8	335.83	2,686.63
Day 9	335.83	3,022.46
Day 10	335.83	3,358.29
Day 11	335.83	3,694.12
Day 12	335.83	4,029.95
Day 13	335.83	4,365.78
Day 14	335.83	4,701.60
Day 15	335.83	5,037.43
Day 16	335.83	5,373.26
Day 17	335.83	5,709.09
Day 18	335.83	6,044.92
Day 19	335.83	6,380.75
Day 20	335.83	6,716.58
Day 21	335.83	7,052.41
Day 22	335.83	7,388.24
Day 23	335.83	7,724.06
Day 24	335.83	8,059.89
Day 25	335.83	8,395.72
Day 26	335.83	8,731.55
Day 27	335.83	9,067.38
Day 28	335.83	9,403.21
Day 29	335.83	9,739.04
Day 30	335.83	10,074.87
Day 31	335.83	10,410.70
Day 32	335.83	10,746.52
Day 33	335.83	11,082.35
Day 34	335.83	11,418.18
Day 35	335.83	11,754.01
Day 36	335.83	12,089.84
Day 37	335.83	12,425.67
Day 38	335.83	12,761.50
Day 39	335.83	13,097.33
Day 40	335.83	13,433.16
Day 41	335.83	13,768.98
Day 42	335.83	14,104.81
Day 43	335.83	14,440.64
Day 44	335.83	14,776.47
Day 45	335.83	15,112.30
Day 46	335.83	15,448.13
Day 47	335.83	15,783.96
Day 48	335.83	16,119.79
Day 49	335.83	16,455.61
Day 50	335.83	16,791.44
Day 51	335.83	17,127.27
Day 52	335.83	17,463.10
Day 53	335.83	17,798.93
Day 54	335.83	18,134.76
Day 55	335.83	18,470.59
Day 56	335.83	18,806.42
Day 57	335.83	19,142.25
Day 58	335.83	19,478.07
Day 59	335.83	19,813.90
Day 60	335.83	20,149.73
Day 61	335.83	20,485.56
Day 62	335.83	20,821.39
Day 63	335.83	21,157.22
Day 64	335.83	21,493.05
Day 65	335.83	21,828.88
Day 66	335.83	22,164.71
Day 67	335.83	22,500.53
Day 68	335.83	22,836.36
Day 69	335.83	23,172.19
Day 70	335.83	23,508.02
Day 71	335.83	23,843.85
Day 72	335.83	24,179.68
Day 73	335.83	24,515.51
Day 74	335.83	24,851.34
Day 75	335.83	25,187.17
Day 76	335.83	25,522.99
Day 77	335.83	25,858.82
Day 78	335.83	26,194.65
Day 79	335.83	26,530.48
Day 80	335.83	26,866.31
Day 81	335.83	27,202.14
Day 82	335.83	27,537.97
Day 83	335.83	27,873.80
Day 84	335.83	28,209.63
Day 85	335.83	28,545.45
Day 86	335.83	28,881.28
Day 87	335.83	29,217.11
Day 88	335.83	29,552.94
Day 89	335.83	29,888.77
Day 90	335.83	30,224.60
Day 91	335.83	30,560.43
Day 92	335.83	30,896.26
Day 93	335.83	31,232.09
Day 94	335.83	31,567.91
Day 95	335.83	31,903.74
Day 96	335.83	32,239.57
Day 97	335.83	32,575.40
Day 98	335.83	32,911.23
Day 99	335.83	33,247.06
Day 100	335.83	33,582.89
Day 101	335.83	33,918.72
Day 102	335.83	34,254.55
Day 103	335.83	34,590.37
Day 104	335.83	34,926.20
Day 105	335.83	35,262.03
Day 106	335.83	35,597.86
Day 107	335.83	35,933.69
Day 108	335.83	36,269.52
Day 109	335.83	36,605.35
Day 110	335.83	36,941.18
Day 111	335.83	37,277.01
Day 112	335.83	37,612.83
Day 113	335.83	37,948.66
Day 114	335.83	38,284.49
Day 115	335.83	38,620.32
Day 116	335.83	38,956.15
Day 117	335.83	39,291.98
Day 118	335.83	39,627.81
Day 119	335.83	39,963.64
Day 120	335.83	40,299.47
Day 121	335.83	40,635.29
Day 122	335.83	40,971.12
Day 123	335.83	41,306.95
Day 124	335.83	41,642.78
Day 125	335.83	41,978.61
Day 126	335.83	42,314.44
Day 127	335.83	42,650.27
Day 128	335.83	42,986.10
Day 129	335.83	43,321.93
Day 130	335.83	43,657.75
Day 131	335.83	43,993.58
Day 132	335.83	44,329.41
Day 133	335.83	44,665.24
Day 134	335.83	45,001.07
Day 135	335.83	45,336.90
Day 136	335.83	45,672.73
Day 137	335.83	46,008.56
Day 138	335.83	46,344.39
Day 139	335.83	46,680.21
Day 140	335.83	47,016.04
Day 141	335.83	47,351.87
Day 142	335.83	47,687.70
Day 143	335.83	48,023.53
Day 144	335.83	48,359.36
Day 145	335.83	48,695.19
Day 146	335.83	49,031.02
Day 147	335.83	49,366.84
Day 148	335.83	49,702.67
Day 149	335.83	50,038.50
Day 150	335.83	50,374.33
Day 151	335.83	50,710.16
Day 152	335.83	51,045.99
Day 153	335.83	51,381.82
Day 154	335.83	51,717.65
Day 155	335.83	52,053.48
Day 156	335.83	52,389.30
Day 157	335.83	52,725.13
Day 158	335.83	53,060.96
Day 159	335.83	53,396.79
Day 160	335.83	53,732.62
Day 161	335.83	54,068.45
Day 162	335.83	54,404.28
Day 163	335.83	54,740.11
Day 164	335.83	55,075.94
Day 165	335.83	55,411.76
Day 166	335.83	55,747.59
Day 167	335.83	56,083.42
Day 168	335.83	56,419.25
Day 169	335.83	56,755.08
Day 170	335.83	57,090.91
Day 171	335.83	57,426.74
Day 172	335.83	57,762.57
Day 173	335.83	58,098.40
Day 174	335.83	58,434.22
Day 175	335.83	58,770.05
Day 176	335.83	59,105.88
Day 177	335.83	59,441.71
Day 178	335.83	59,777.54
Day 179	335.83	60,113.37
Day 180	335.83	60,449.20
Day 181	335.83	60,785.03
Day 182	335.83	61,120.86
Day 183	335.83	61,456.68
Day 184	335.83	61,792.51
Day 185	335.83	62,128.34
Day 186	335.83	62,464.17
Day 187	335.83	62,800.00