Dollar-Cost-Average Strategy Tool

Should I Lump-Sum buy or Dollar-Cost-Average (DCA) my investment, and if I spread it out, over how many days? Below you can find the optimal strategy based on the phase of the 4-year cycle we are in.

Please note that the results presented are based on today's date within the 4-year cycle, assuming your investment begins today. These outcomes will dynamically evolve daily in alignment with the current phase of the 4-year cycle. If you intend to invest in the future, feel free to revisit the tool for the latest results.

Disclaimer: historic performance does not guarantee future results, not financial advice.

Let's consider the strategies:

Over X amount of days
- Equal Division of principal
Lump Sum

Recommended DCA Time Frame

Best overall strategy		Optimum per cycle
		2022 Cycle	2018 Cycle	2014 Cycle	2010 Cycle
		77 days	153 days	356 days	1 days
#1	99 days	-4.22%	-3.5%	-15.52%	-50.05%
Additional time frames
#2	100 days	-4.44%	-3.3%	-15.21%	-50.36%
#3	91 days	-2.43%	-5.12%	-17.5%	-48.29%
#4	92 days	-2.65%	-4.93%	-17.25%	-48.51%
#5	90 days	-2.19%	-5.32%	-17.83%	-48.05%

DCA Allocation Strategy for 99 days

	Allocate	Total allocation
Day 1	810.10	810.10
Day 2	810.10	1,620.20
Day 3	810.10	2,430.30
Day 4	810.10	3,240.40
Day 5	810.10	4,050.51
Day 6	810.10	4,860.61
Day 7	810.10	5,670.71
Day 8	810.10	6,480.81
Day 9	810.10	7,290.91
Day 10	810.10	8,101.01
Day 11	810.10	8,911.11
Day 12	810.10	9,721.21
Day 13	810.10	10,531.31
Day 14	810.10	11,341.41
Day 15	810.10	12,151.52
Day 16	810.10	12,961.62
Day 17	810.10	13,771.72
Day 18	810.10	14,581.82
Day 19	810.10	15,391.92
Day 20	810.10	16,202.02
Day 21	810.10	17,012.12
Day 22	810.10	17,822.22
Day 23	810.10	18,632.32
Day 24	810.10	19,442.42
Day 25	810.10	20,252.53
Day 26	810.10	21,062.63
Day 27	810.10	21,872.73
Day 28	810.10	22,682.83
Day 29	810.10	23,492.93
Day 30	810.10	24,303.03
Day 31	810.10	25,113.13
Day 32	810.10	25,923.23
Day 33	810.10	26,733.33
Day 34	810.10	27,543.43
Day 35	810.10	28,353.54
Day 36	810.10	29,163.64
Day 37	810.10	29,973.74
Day 38	810.10	30,783.84
Day 39	810.10	31,593.94
Day 40	810.10	32,404.04
Day 41	810.10	33,214.14
Day 42	810.10	34,024.24
Day 43	810.10	34,834.34
Day 44	810.10	35,644.44
Day 45	810.10	36,454.55
Day 46	810.10	37,264.65
Day 47	810.10	38,074.75
Day 48	810.10	38,884.85
Day 49	810.10	39,694.95
Day 50	810.10	40,505.05
Day 51	810.10	41,315.15
Day 52	810.10	42,125.25
Day 53	810.10	42,935.35
Day 54	810.10	43,745.45
Day 55	810.10	44,555.56
Day 56	810.10	45,365.66
Day 57	810.10	46,175.76
Day 58	810.10	46,985.86
Day 59	810.10	47,795.96
Day 60	810.10	48,606.06
Day 61	810.10	49,416.16
Day 62	810.10	50,226.26
Day 63	810.10	51,036.36
Day 64	810.10	51,846.46
Day 65	810.10	52,656.57
Day 66	810.10	53,466.67
Day 67	810.10	54,276.77
Day 68	810.10	55,086.87
Day 69	810.10	55,896.97
Day 70	810.10	56,707.07
Day 71	810.10	57,517.17
Day 72	810.10	58,327.27
Day 73	810.10	59,137.37
Day 74	810.10	59,947.47
Day 75	810.10	60,757.58
Day 76	810.10	61,567.68
Day 77	810.10	62,377.78
Day 78	810.10	63,187.88
Day 79	810.10	63,997.98
Day 80	810.10	64,808.08
Day 81	810.10	65,618.18
Day 82	810.10	66,428.28
Day 83	810.10	67,238.38
Day 84	810.10	68,048.48
Day 85	810.10	68,858.59
Day 86	810.10	69,668.69
Day 87	810.10	70,478.79
Day 88	810.10	71,288.89
Day 89	810.10	72,098.99
Day 90	810.10	72,909.09
Day 91	810.10	73,719.19
Day 92	810.10	74,529.29
Day 93	810.10	75,339.39
Day 94	810.10	76,149.49
Day 95	810.10	76,959.60
Day 96	810.10	77,769.70
Day 97	810.10	78,579.80
Day 98	810.10	79,389.90
Day 99	810.10	80,200.00