Dollar-Cost-Average Strategy Tool

Should I Lump-Sum buy or Dollar-Cost-Average (DCA) my investment, and if I spread it out, over how many days? Below you can find the optimal strategy based on the phase of the 4-year cycle we are in.

Please note that the results presented are based on today's date within the 4-year cycle, assuming your investment begins today. These outcomes will dynamically evolve daily in alignment with the current phase of the 4-year cycle. If you intend to invest in the future, feel free to revisit the tool for the latest results.

Disclaimer: historic performance does not guarantee future results, not financial advice.

Let's consider the strategies:

Over X amount of days
- Equal Division of principal
Lump Sum

Recommended DCA Time Frame

Best overall strategy		Optimum per cycle
		2022 Cycle	2018 Cycle	2014 Cycle	2010 Cycle
		124 days	204 days	407 days	9 days
#1	28 days	-8.13%	-32.44%	-33.2%	-0.85%
Additional time frames
#2	27 days	-8.17%	-32.41%	-33.75%	-0.57%
#3	29 days	-8.08%	-32.49%	-32.85%	-1.82%
#4	26 days	-8.13%	-32.38%	-34.34%	-0.51%
#5	25 days	-8.05%	-32.34%	-35.06%	-0.54%

DCA Allocation Strategy for 28 days

	Allocate	Total allocation
Day 1	2,789.29	2,789.29
Day 2	2,789.29	5,578.57
Day 3	2,789.29	8,367.86
Day 4	2,789.29	11,157.14
Day 5	2,789.29	13,946.43
Day 6	2,789.29	16,735.71
Day 7	2,789.29	19,525.00
Day 8	2,789.29	22,314.29
Day 9	2,789.29	25,103.57
Day 10	2,789.29	27,892.86
Day 11	2,789.29	30,682.14
Day 12	2,789.29	33,471.43
Day 13	2,789.29	36,260.71
Day 14	2,789.29	39,050.00
Day 15	2,789.29	41,839.29
Day 16	2,789.29	44,628.57
Day 17	2,789.29	47,417.86
Day 18	2,789.29	50,207.14
Day 19	2,789.29	52,996.43
Day 20	2,789.29	55,785.71
Day 21	2,789.29	58,575.00
Day 22	2,789.29	61,364.29
Day 23	2,789.29	64,153.57
Day 24	2,789.29	66,942.86
Day 25	2,789.29	69,732.14
Day 26	2,789.29	72,521.43
Day 27	2,789.29	75,310.71
Day 28	2,789.29	78,100.00