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Dollar-Cost-Average Strategy Tool

Should I Lump-Sum buy or Dollar-Cost-Average (DCA) my investment, and if I spread it out, over how many days? Below you can find the optimal strategy based on the phase of the 4-year cycle we are in.

Please note that the results presented are based on today's date within the 4-year cycle, assuming your investment begins today. These outcomes will dynamically evolve daily in alignment with the current phase of the 4-year cycle. If you intend to invest in the future, feel free to revisit the tool for the latest results.

Disclaimer: historic performance does not guarantee future results, not financial advice.

Let's consider the strategies:
  • Over X amount of days
    - Equal Division of principal
  • Lump Sum

DCA
The optimal time frame based on the current position in the cycle to invest with a 'Equal Division' strategy is 11 days.

Recommended DCA Time Frame

Best overall strategyOptimum per cycle
2020 Cycle2016 Cycle2012 Cycle
12 days9 days1 days
#1
11 days-0.05%-0.2%-0.4%
Additional time frames
#210 days-0.51%-0.07%-0.41%
#312 days0%-0.66%-0.44%
#49 days-1%0%-0.33%
#58 days-1.89%-0.01%-0.3%

DCA Allocation Strategy for 11 days

 AllocateTotal allocation
Day 16,000.006,000.00
Day 26,000.0012,000.00
Day 36,000.0018,000.00
Day 46,000.0024,000.00
Day 56,000.0030,000.00
Day 66,000.0036,000.00
Day 76,000.0042,000.00
Day 86,000.0048,000.00
Day 96,000.0054,000.00
Day 106,000.0060,000.00
Day 116,000.0066,000.00