Dollar-Cost-Average Strategy Tool

Should I Lump-Sum buy or Dollar-Cost-Average (DCA) my investment, and if I spread it out, over how many days? Below you can find the optimal strategy based on the phase of the 4-year cycle we are in.

Please note that the results presented are based on today's date within the 4-year cycle, assuming your investment begins today. These outcomes will dynamically evolve daily in alignment with the current phase of the 4-year cycle. If you intend to invest in the future, feel free to revisit the tool for the latest results.

Disclaimer: historic performance does not guarantee future results, not financial advice.

Let's consider the strategies:

Over X amount of days
- Equal Division of principal
Lump Sum

Recommended DCA Time Frame

Best overall strategy		Optimum per cycle
		2021 Cycle	2017 Cycle	2013 Cycle	2009 Cycle
		913 days	1 days	114 days	271 days
#1	271 days	-36.03%	-64.42%	-30.42%	0%
Additional time frames
#2	272 days	-36.02%	-64.51%	-30.64%	-0.07%
#3	270 days	-36.04%	-64.32%	-30.21%	-0.81%
#4	273 days	-36%	-64.6%	-30.85%	-0.14%
#5	269 days	-36.05%	-64.22%	-29.99%	-1.63%

DCA Allocation Strategy for 271 days

	Allocate	Total allocation
Day 1	311.81	311.81
Day 2	311.81	623.62
Day 3	311.81	935.42
Day 4	311.81	1,247.23
Day 5	311.81	1,559.04
Day 6	311.81	1,870.85
Day 7	311.81	2,182.66
Day 8	311.81	2,494.46
Day 9	311.81	2,806.27
Day 10	311.81	3,118.08
Day 11	311.81	3,429.89
Day 12	311.81	3,741.70
Day 13	311.81	4,053.51
Day 14	311.81	4,365.31
Day 15	311.81	4,677.12
Day 16	311.81	4,988.93
Day 17	311.81	5,300.74
Day 18	311.81	5,612.55
Day 19	311.81	5,924.35
Day 20	311.81	6,236.16
Day 21	311.81	6,547.97
Day 22	311.81	6,859.78
Day 23	311.81	7,171.59
Day 24	311.81	7,483.39
Day 25	311.81	7,795.20
Day 26	311.81	8,107.01
Day 27	311.81	8,418.82
Day 28	311.81	8,730.63
Day 29	311.81	9,042.44
Day 30	311.81	9,354.24
Day 31	311.81	9,666.05
Day 32	311.81	9,977.86
Day 33	311.81	10,289.67
Day 34	311.81	10,601.48
Day 35	311.81	10,913.28
Day 36	311.81	11,225.09
Day 37	311.81	11,536.90
Day 38	311.81	11,848.71
Day 39	311.81	12,160.52
Day 40	311.81	12,472.32
Day 41	311.81	12,784.13
Day 42	311.81	13,095.94
Day 43	311.81	13,407.75
Day 44	311.81	13,719.56
Day 45	311.81	14,031.37
Day 46	311.81	14,343.17
Day 47	311.81	14,654.98
Day 48	311.81	14,966.79
Day 49	311.81	15,278.60
Day 50	311.81	15,590.41
Day 51	311.81	15,902.21
Day 52	311.81	16,214.02
Day 53	311.81	16,525.83
Day 54	311.81	16,837.64
Day 55	311.81	17,149.45
Day 56	311.81	17,461.25
Day 57	311.81	17,773.06
Day 58	311.81	18,084.87
Day 59	311.81	18,396.68
Day 60	311.81	18,708.49
Day 61	311.81	19,020.30
Day 62	311.81	19,332.10
Day 63	311.81	19,643.91
Day 64	311.81	19,955.72
Day 65	311.81	20,267.53
Day 66	311.81	20,579.34
Day 67	311.81	20,891.14
Day 68	311.81	21,202.95
Day 69	311.81	21,514.76
Day 70	311.81	21,826.57
Day 71	311.81	22,138.38
Day 72	311.81	22,450.18
Day 73	311.81	22,761.99
Day 74	311.81	23,073.80
Day 75	311.81	23,385.61
Day 76	311.81	23,697.42
Day 77	311.81	24,009.23
Day 78	311.81	24,321.03
Day 79	311.81	24,632.84
Day 80	311.81	24,944.65
Day 81	311.81	25,256.46
Day 82	311.81	25,568.27
Day 83	311.81	25,880.07
Day 84	311.81	26,191.88
Day 85	311.81	26,503.69
Day 86	311.81	26,815.50
Day 87	311.81	27,127.31
Day 88	311.81	27,439.11
Day 89	311.81	27,750.92
Day 90	311.81	28,062.73
Day 91	311.81	28,374.54
Day 92	311.81	28,686.35
Day 93	311.81	28,998.15
Day 94	311.81	29,309.96
Day 95	311.81	29,621.77
Day 96	311.81	29,933.58
Day 97	311.81	30,245.39
Day 98	311.81	30,557.20
Day 99	311.81	30,869.00
Day 100	311.81	31,180.81
Day 101	311.81	31,492.62
Day 102	311.81	31,804.43
Day 103	311.81	32,116.24
Day 104	311.81	32,428.04
Day 105	311.81	32,739.85
Day 106	311.81	33,051.66
Day 107	311.81	33,363.47
Day 108	311.81	33,675.28
Day 109	311.81	33,987.08
Day 110	311.81	34,298.89
Day 111	311.81	34,610.70
Day 112	311.81	34,922.51
Day 113	311.81	35,234.32
Day 114	311.81	35,546.13
Day 115	311.81	35,857.93
Day 116	311.81	36,169.74
Day 117	311.81	36,481.55
Day 118	311.81	36,793.36
Day 119	311.81	37,105.17
Day 120	311.81	37,416.97
Day 121	311.81	37,728.78
Day 122	311.81	38,040.59
Day 123	311.81	38,352.40
Day 124	311.81	38,664.21
Day 125	311.81	38,976.01
Day 126	311.81	39,287.82
Day 127	311.81	39,599.63
Day 128	311.81	39,911.44
Day 129	311.81	40,223.25
Day 130	311.81	40,535.06
Day 131	311.81	40,846.86
Day 132	311.81	41,158.67
Day 133	311.81	41,470.48
Day 134	311.81	41,782.29
Day 135	311.81	42,094.10
Day 136	311.81	42,405.90
Day 137	311.81	42,717.71
Day 138	311.81	43,029.52
Day 139	311.81	43,341.33
Day 140	311.81	43,653.14
Day 141	311.81	43,964.94
Day 142	311.81	44,276.75
Day 143	311.81	44,588.56
Day 144	311.81	44,900.37
Day 145	311.81	45,212.18
Day 146	311.81	45,523.99
Day 147	311.81	45,835.79
Day 148	311.81	46,147.60
Day 149	311.81	46,459.41
Day 150	311.81	46,771.22
Day 151	311.81	47,083.03
Day 152	311.81	47,394.83
Day 153	311.81	47,706.64
Day 154	311.81	48,018.45
Day 155	311.81	48,330.26
Day 156	311.81	48,642.07
Day 157	311.81	48,953.87
Day 158	311.81	49,265.68
Day 159	311.81	49,577.49
Day 160	311.81	49,889.30
Day 161	311.81	50,201.11
Day 162	311.81	50,512.92
Day 163	311.81	50,824.72
Day 164	311.81	51,136.53
Day 165	311.81	51,448.34
Day 166	311.81	51,760.15
Day 167	311.81	52,071.96
Day 168	311.81	52,383.76
Day 169	311.81	52,695.57
Day 170	311.81	53,007.38
Day 171	311.81	53,319.19
Day 172	311.81	53,631.00
Day 173	311.81	53,942.80
Day 174	311.81	54,254.61
Day 175	311.81	54,566.42
Day 176	311.81	54,878.23
Day 177	311.81	55,190.04
Day 178	311.81	55,501.85
Day 179	311.81	55,813.65
Day 180	311.81	56,125.46
Day 181	311.81	56,437.27
Day 182	311.81	56,749.08
Day 183	311.81	57,060.89
Day 184	311.81	57,372.69
Day 185	311.81	57,684.50
Day 186	311.81	57,996.31
Day 187	311.81	58,308.12
Day 188	311.81	58,619.93
Day 189	311.81	58,931.73
Day 190	311.81	59,243.54
Day 191	311.81	59,555.35
Day 192	311.81	59,867.16
Day 193	311.81	60,178.97
Day 194	311.81	60,490.77
Day 195	311.81	60,802.58
Day 196	311.81	61,114.39
Day 197	311.81	61,426.20
Day 198	311.81	61,738.01
Day 199	311.81	62,049.82
Day 200	311.81	62,361.62
Day 201	311.81	62,673.43
Day 202	311.81	62,985.24
Day 203	311.81	63,297.05
Day 204	311.81	63,608.86
Day 205	311.81	63,920.66
Day 206	311.81	64,232.47
Day 207	311.81	64,544.28
Day 208	311.81	64,856.09
Day 209	311.81	65,167.90
Day 210	311.81	65,479.70
Day 211	311.81	65,791.51
Day 212	311.81	66,103.32
Day 213	311.81	66,415.13
Day 214	311.81	66,726.94
Day 215	311.81	67,038.75
Day 216	311.81	67,350.55
Day 217	311.81	67,662.36
Day 218	311.81	67,974.17
Day 219	311.81	68,285.98
Day 220	311.81	68,597.79
Day 221	311.81	68,909.59
Day 222	311.81	69,221.40
Day 223	311.81	69,533.21
Day 224	311.81	69,845.02
Day 225	311.81	70,156.83
Day 226	311.81	70,468.63
Day 227	311.81	70,780.44
Day 228	311.81	71,092.25
Day 229	311.81	71,404.06
Day 230	311.81	71,715.87
Day 231	311.81	72,027.68
Day 232	311.81	72,339.48
Day 233	311.81	72,651.29
Day 234	311.81	72,963.10
Day 235	311.81	73,274.91
Day 236	311.81	73,586.72
Day 237	311.81	73,898.52
Day 238	311.81	74,210.33
Day 239	311.81	74,522.14
Day 240	311.81	74,833.95
Day 241	311.81	75,145.76
Day 242	311.81	75,457.56
Day 243	311.81	75,769.37
Day 244	311.81	76,081.18
Day 245	311.81	76,392.99
Day 246	311.81	76,704.80
Day 247	311.81	77,016.61
Day 248	311.81	77,328.41
Day 249	311.81	77,640.22
Day 250	311.81	77,952.03
Day 251	311.81	78,263.84
Day 252	311.81	78,575.65
Day 253	311.81	78,887.45
Day 254	311.81	79,199.26
Day 255	311.81	79,511.07
Day 256	311.81	79,822.88
Day 257	311.81	80,134.69
Day 258	311.81	80,446.49
Day 259	311.81	80,758.30
Day 260	311.81	81,070.11
Day 261	311.81	81,381.92
Day 262	311.81	81,693.73
Day 263	311.81	82,005.54
Day 264	311.81	82,317.34
Day 265	311.81	82,629.15
Day 266	311.81	82,940.96
Day 267	311.81	83,252.77
Day 268	311.81	83,564.58
Day 269	311.81	83,876.38
Day 270	311.81	84,188.19
Day 271	311.81	84,500.00