Dollar-Cost-Average Strategy Tool

Should I Lump-Sum buy or Dollar-Cost-Average (DCA) my investment, and if I spread it out, over how many days? Below you can find the optimal strategy based on the phase of the 4-year cycle we are in.

Please note that the results presented are based on today's date within the 4-year cycle, assuming your investment begins today. These outcomes will dynamically evolve daily in alignment with the current phase of the 4-year cycle. If you intend to invest in the future, feel free to revisit the tool for the latest results.

Disclaimer: historic performance does not guarantee future results, not financial advice.

Let's consider the strategies:

Over X amount of days
- Equal Division of principal
Lump Sum

Best overall strategy	Optimum per cycle
2020 Cycle	2016 Cycle	2012 Cycle
13 days	10 days	1 days
#1	12 days	-0.05%	-0.14%	-1.33%
Additional time frames
#2	11 days	-0.47%	-0.04%	-1.33%
#3	13 days	0%	-0.56%	-1.38%
#4	10 days	-0.92%	0%	-1.25%
#5	1 day	-0.61%	-2.26%	0%

Best overall strategy

Optimum per cycle

2020 Cycle

2016 Cycle

2012 Cycle

13 days

10 days

1 days

12 days

-0.05%

-0.14%

-1.33%

Additional time frames

11 days

-0.47%

-0.04%

-1.33%

13 days

-0.56%

-1.38%

10 days

-0.92%

-1.25%

1 day

-0.61%

-2.26%

DCA Allocation Strategy for 12 days

	Allocate	Total allocation
Day 1	5,208.33	5,208.33
Day 2	5,208.33	10,416.67
Day 3	5,208.33	15,625.00
Day 4	5,208.33	20,833.33
Day 5	5,208.33	26,041.67
Day 6	5,208.33	31,250.00
Day 7	5,208.33	36,458.33
Day 8	5,208.33	41,666.67
Day 9	5,208.33	46,875.00
Day 10	5,208.33	52,083.33
Day 11	5,208.33	57,291.67
Day 12	5,208.33	62,500.00

Dollar-Cost-Average Strategy Tool

Recommended DCA Time Frame

DCA Allocation Strategy for 12 days